CreditCardQuick.com is the research center for the best credit card offers, online credit card applications, up-to-date credit market facts and services for credit repair.

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Bad Credit / No Credit Get your credit score back on track with our best credit card offers for people with unsatisfactory credit.		Balance Transfers Balance transfer credit cards will enable a person to consolidate all the credit cards debt into one card.
0% Intro Rate 0% APR credit cards usually do not indict any interest on purchases or balance transfers during the introductory period.		Cash Rewards Cash back credit cards are useful in attaining cash back rewards on everyday purchases.
Low Interest Low interest credit cards that offer low rate of fixed and variable APR.		Airline Rewards Airline rewards credit cards are ideal for people who have to travel frequently.
Business Business credit cards can save your time and sort out your monthly business expenses.		Colledge Students Student credit cards help students in maintaining all their education expenses in a systematic way without facing cash constraints.
Gas Rewards Instant savings on gasoline and auto maintenance with our best gas rewards credit cards.		No Annual Fee Eliminate or lower down your monthly credit card expenses with the new no annual fee credit card.
Travel Rewards Travel reward credit cards are loaded with various features which make the journey more enjoyable.		Hotel Rewards If you travel very often and stay at the same hotel then owning a hotel rewards credit cards are the best options available for you.

Five Reasons to Have a Credit Card

Build your Credit Score – In order to have good credit, you must first have credit! A good credit score typically shows credit in different areas; namely, installment loans and credit cards. Creditors are unlikely to approve you for larger loans such as cars and homes if you have not proven your credit worthiness. And a credit card is the way to show this!

Build your Credit History – Just like building your credit score, a creditor simply can’t consider you a good credit risk if you don’t first establish a strong credit history. A great way to establish your credit history is to charge several purchases each month and pay off those purchases in full at every billing cycle.

Protect your Investments – Many credit card companies offer purchase protection, which can be extremely valuable if you use your credit card to make large purchases. Each credit card company has different policies regarding purchase protection, but most cover the cost of replacement in case of theft or damage.

Take Advantage of Reward Programs – Many of today’s credit cards come with perks in the form of reward programs. From free airfare and free hotel stays to cash-back programs and discounted vacations, reward programs offer fabulous rewards for simply using your credit card for purchases.

Protect yourself in Case of an Emergency – A credit card can quickly become your best friend if you find yourself in an emergency situation without cash. A credit card may allow you to replace a broken furnace; it may allow you to purchase last-minute airfare; or it may enable you to have your car repaired. Whatever the reason, a credit card may prove to be extremely useful for those moments in your life when you need financial help.

Latest credit card news and stories

Credit Card Usage Declines for Online Shoppers

It appears as if credit card users are less likely to shop online with their credit cards than ever before.
Many individuals, as a result of the poor economy and mounting debt, have chosen to put away their credit cards and instead shop online using different payment methods.
In fact, according to a recent study by Javelin, [...]

Free Credit Report Ads are Under Scrutiny

You know those catchy commercials where some guy is telling you that you should order a “free credit report” to protect your credit.  Well, so does the Federal Trade Commission, and they’re not too happy about them.
In particular, they think using the term “free” by these companies is misleading. Many people don’t realize that these [...]

How to Stay on Top of Credit Card-Related Scams

It is no wonder that credit card-related scams are on the rise. Many credit card thieves and scammers have taken advantage of the countless Americans who are in some type of financial difficulty.
In short, they are preying on the most desperate Americans. Although this sad truth is all too prevalent in today’s society, there are [...]

Your Rights under the CARD Act if you Carry a Balance

Many of us carry a balance on our credit cards from month to month; in fact, statistics show that about 46 percent of all American families roll their balances over each month. If you’re one of those individuals, consider yourself lucky to be protected under the CARD act currently in place by Congress.
In fact, some [...]

Why Creditors are now Turning to Parents for Student Credit Cards

Getting a student credit card used to be as simple as turning the corner of any college campus. Creditors used to camp out and lure students in with special offers and free gifts.
However, given the recent changes to certain credit card laws through the CARD Act, students can no longer just snag a credit card [...]

How a Creditor Determines your Credit Limit

Have you ever wondered why you have the credit limit that you do?
Whether you were approved for less – or more – than you thought, you should know that there is actually a formula that credit card companies use to determine your credit limit.

The first thing a credit card company [...]

A Useful Website for Cardholders

The Federal government has a great website that could provide you with plenty of useful information regarding credit cards.
This new site (found at www.federalreserve.gov/creditcard), which is maintained by the Federal Reserve Board, has been launched to provide consumers with a basic guide to understanding the credit card industry.
Some of the useful features on this new [...]

Retail Credit Cards: Should you or Shouldn’t you?

Many of us, lured in by our favorite department store to carry a retail credit card, begin to second guess our decision to rely on our major credit cards for retail purchases. After all, retails stores offer such great incentives to use their cards, so why not take advantage of them?
The Pros of Retail Credit [...]

Credit Cards and Traveling: What you need to Know

Many Americans turn to their credit cards when traveling, as they can provide a truly convenient and practical means of paying for everything from airline travel and hotels to restaurant meals and entertainment.
Best of all, credit cards, unlike cash, can be easily and quickly replaced if lost or stolen. It is no wonder, then, that [...]

Your Rights under the new Credit Card Legislation

You may be quite confused with the new CARD act. However, there are a number of benefits to this new credit card legislation that you should know about. Don’t let all of the language and confusing terms overwhelm you; just pay close attention to your credit card statement and educate yourself on all of the [...]