How to Protect yourself when Using an ATM
Automatic Teller Machines, better known as ATMs, are a convenient, practical way to get quick cash. ATMs enable us to withdraw money at any time of the day or night, regardless of whether our bank is open or even nearby.
However, along with the convenience comes certain risks that we all need to be aware of when using an ATM. It is important to understand how to use an ATM safely as to protect ourselves and our money:
- * Avoid using an ATM during the night. Plan ahead and only use an ATM machine during daylight hours, if possible.
- * If you do have to use an ATM during the nighttime hours, choose one that is well lit and located in a heavily traveled area.
- * Avoid using ATMs that are unfamiliar or are not in heavily traveled areas.
- * Always choose an ATM that is monitored with security cameras.
- * Always check your surroundings before getting out of your vehicle to use an ATM.
- * Keep your doors locked and all other windows rolled up when using a drive-up ATM machine.
- * If possible, bring a companion along when you use an ATM machine.
- * If the ATM looks different or unfamiliar, do not use it, as thieves may attach card readers to ATMs in an attempt to gain users’ personal ATM card information.
- * Do not approach an ATM machine if there is someone else using it. Instead, stay in your vehicle until the area is clear.
- * Do not keep your ATM pin code with your ATM card.
- * Do not choose an obvious pin code for your ATM card.
- * Always keep your ATM receipts and use them to check your monthly ATM statement for errors or discrepancies.
- * Get your ATM card ready before you approach the ATM machine. Many victims are caught off guard when a thief approaches them while they are fumbling for their card.
- * Never count your cash at the ATM. Instead, take your card, cash and receipt and head directly to your vehicle.
- * If at any time you feel uncomfortable during your ATM transaction, cancel the transaction and leave immediately. Remember: it is always best to listen to your gut when in a potentially dangerous situation.
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