How to Choose the Best Frequent Flyer Credit Card
All frequent flyer miles cards are not the same. We all love our frequent flyer miles, and we all want to earn as many points as possible, so the question that begs an answer is, “Which frequent flyer credit card is right for me?”
The answer to this question is certainly different for many people, as any one frequent flyer credit card is not a one-size-fits-all kind of card.
It is quite easy, however, to find the frequent flyer card that is right for you. First, it is important to understand that there are two, basic types of frequent flyer cards: cards that earn miles for airlines; and cards that earn miles for airline programs.
Many of the larger airlines partner with banks to produce “co-branded” credit cards. Most airlines will sponsor either Master Card or Visa, while others may partner with American Express. Most cards work in a similar manner: each dollar you spend on your frequent flyer credit card will earn you points toward your frequent flyer program. Some purchases may even earn you bonus miles, thereby enabling you to rack up points even quicker.
Airline Credit Cards
Airline credit cards are ideal for individuals that either fly often or fly in premium class. These credit cards are best for upgrades and premium tickets, but they restrict you to just one airline, which can be frustrating if you are traveling to a destination where that particular airline doesn’t travel.
Bank Credit Cards
Bank credit cards are convenient, as they allow you to earn “points” instead of “miles,” thereby allowing you to use your points either on airline travel or other types of rewards. The points are fairly easy to calculate, too, as each dollar spent usually equals one frequent flyer point. These types of cards may also offer bonus programs for particular purchases.
In addition, bank frequent flyer cards allow you to choose the airline through which you want to travel. It is also generally easy to arrange for travel wherever and whenever you want.
