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Which Wells Fargo Specialty Credit Card is Right for you?

Choosing Credit Card

Wells Fargo, being the mammoth financial institution that it is, offers many different credit cards, most of which offer fantastic features and fair terms and conditions.

If you are interested in a Wells Fargo credit card, but you don’t know which one is right for you, take a look at our comparison between some of the most popular Wells Fargo specialty credit cards:

• Wells Fargo Rewards Card – We like the Wells Fargo Rewards Card because it charges no annual fee and because it offers a great, zero-percent interest rate for the first six months. After that, however, the average rate runs between 12.15 percent and 21.15 percent, so if you don’t always pay your balances in full, you may end up paying quite a bit in interest charges. The rewards program works when you earn points for your purchases; earn one point for every dollar spent and one point for every four dollars in debit card purchases. Rewards with the Wells Fargo Rewards Card include travel, cash rebates, gift cards and merchandise.
• Wells Fargo cash Back Card – The Wells Fargo Cash Back Card is great if you like earning cash back on your purchases. This card comes with no annual fee and a zero percent interest rate for the first six months. Afterwards, expect an interest rate between 12.15 and 21.15 percent, which is quite typical for cash back rewards cards.
• Wells Fargo Home Rebate Card – The Wells Fargo Home Rebate Card is quite unique, as it enables customers to pay down their Wells Fargo home mortgage principal. Like the Cash Back card and the Rewards cards, the interest rate will vary between 12.15 percent and 21.15 percent after the six-month, zero-percent introductory period ends.
• Wells Fargo Cash Back College Card – This Wells Fargo student credit card is a great way for college students to earn cash back on their purchases while building their credit. A low, introductory rate of between 7.9 and 13.9 percent, followed by a variable rate between 14.5 and 21.5 percent, is featured on this card.