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The Best 0% APR Credit Cards

There are many attractive credit cards available now which offer zero-percent introductory APRs, both for balance transfers and purchases. Therefore, it may become quite difficult to compare these zero-percent APR credit cards.

The first feature to look at when comparing zero-percent APR credit cards is the introductory period, as the interest rate will no doubt rise substantially after the introductory period has ended. In addition, pay close attention to other terms and conditions, as well as additional features of these credit cards. Remember: there is a great deal of competition in the world of zero-percent APR cards, so take your time to find the one that best suits your needs, wants and budget!

With that said, here is our comparison of some of the most popular zero-percent APR credit cards currently available:

• NASCAR RacePoints Platinum Plus Visa Credit Card (Bank of America) – The NASCAR RacePoints card features a zero-percent introductory APR on balance transfers and cash advance checks during the first 12 billing cycles. Other features include free online account access, no annual fee, rewards for NASCAR Experiences and Collectibles, and an opportunity to earn RacePoints on every purchase.
• Pulaski Bank Visa/MasterCard – The Pulaski Visa/MasterCard features a zero-percent introductory APR on all balance transfers for six months, along with no balance transfer fees. This credit card, at the time of this publication, has the best credit card rate in the country, at 7.99 percent.
• The Platinum Business Credit Card (American Express) – The American Express Platinum Business Credit card features no annual fee and additional cards with no fees. The introductory rate for this card is zero percent for the first 12 months. Other features include an option to enroll in a fee-free membership rewards program and automatic discounts with companies such as FedEx, Delta and Courtyard by Marriott.
• Bank of America WorldPoints Platinum Plus MasterCard – This card features a zero-percent introductory rate for the first 12 months, as well as fraud protection, 24/7 concierge service, no annual fee, and points that are redeemable for brand-name merchandise and dining certificates.

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• January 3, 2011 -- How Savvy are you when it Comes to Handling your Credit Cards? (0)
• December 15, 2010 -- Balance Transfer Fees: What you may not Know (0)
• December 2, 2010 -- Debt Consolidation Methods to Consider (0)
• November 16, 2010 -- Easy Steps for Transferring your Credit Card Balances (0)
• October 15, 2010 -- Is now the Time to Transfer your High-Interest Credit Card Debt? (0)
• October 7, 2010 -- You’ve Consolidated your Credit Card Balances: Now What? (0)

Posted on Monday, Sep 13, 2010 under "Choosing Credit Card"
Post tags: 0% APR, balance transfer, Bank of America WorldPoints Platinum, comparing zero-percent APR credit cards, NASCAR RacePoints Platinum, Pulaski Bank, The Platinum Business Credit Card, zero-percent introductory

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