http://creditcardquick.com CreditCardQuick.com is the research center for the best credit card offers, online credit card applications, up-to-date credit market facts and services for credit repair. Thu, 25 Aug 2011 19:30:47 +0000 http://backend.userland.com/rss092 en Why is it that some people have fantastic credit scores, but you just can’t seem to get yours over 650? Although there are no secrets to an impressive credit score, there are a number of things some savvy consumers know to do to ensure their credit score is near the ... http://creditcardquick.com/2011/08/how-to-build-an-impressive-credit-score/ It is no secret that, although interest rates for things such as car and home loans will continue to remain near rock bottom this year, credit card companies are slowly raising their rates. Although credit card interest rates have been higher than they have throughout the last, few years, it is ... http://creditcardquick.com/2011/08/can-you-negotiate-a-lower-credit-card-rate/ You’ve lost your job, you’ve missed months of credit card payments, and your credit is the last thing on you mind. It is best to just walk away from your debt obligations, right? Wrong! It may be quite tempting to just give up on your credit, especially if you feel your debts ... http://creditcardquick.com/2011/08/why-you-should-never-give-up-on-your-credit/ We all know that creditors look at our credit report before extending credit to us.  In fact, a credit report is like the Holy Grail when it comes to creditors. However, what many of us don’t realize is that it’s not just creditors who are looking at our credit score. ... http://creditcardquick.com/2011/08/who-is-interested-in-your-credit-report/ The amount of money you owe on credit cards can go a long way when it comes to your FICO score. In other words, the amount of debt you owe makes up a significant portion of your FICO score, so it is best to always stay on top of your ... http://creditcardquick.com/2011/08/how-credit-card-debt-affects-your-fico-score/ No credit history? No problem! There are a number of ways to begin establishing a credit score so you can enjoy low rates on everything from credit cards to home loans. If you are starting from scratch, it is probably best to follow these steps: Apply for a secured credit ... http://creditcardquick.com/2011/08/how-to-establish-credit-the-easy-way/ If you have become one of the victims of the struggling economy and you’ve recently lost your job or have been laid off, you may begin to worry about meeting your financial obligations every month. Although paying your credit cards every month may be the least of your concerns, it ... http://creditcardquick.com/2011/08/how-to-handle-your-credit-cards-when-unemployed/ If your wallet is overflowing with credit cards and you can’t keep up with your credit card bills each month, perhaps it’s time to cut down on those credit cards and consolidate your bills into one, manageable bill. Here’s how to do it: Lay all of your credit ... http://creditcardquick.com/2011/08/how-to-consolidate-your-credit/ You’ve taken the important, first step and pulled your credit reports. Now what? Your credit report is more than just a number. In other words, it is important to identify and view a number of things on your credit report so you can be sure you are doing everything you can ... http://creditcardquick.com/2011/08/what-to-examine-closely-on-your-credit-report/ The thought of talking about many of life’s challenges is daunting for many parents, but much needed. Amidst all of those other life lessons you may find yourself preaching about to your teenager, it is important to school them on the fundamentals of credit and the importance of being responsible ... http://creditcardquick.com/2011/08/how-to-talk-to-your-teenager-about-credit/